>  Price Reduction

Scenario is an estimate only and based on a 700 FICO score on a 30-year loan (360 months) Conventional fixed rate mortgage at a sales price of $400,000 and loan amount of $390,000 95% LTV, rate of 6.75% and APR of 7.20% for a (30) day rate lock, which would result in a principal and interest payment of <<$2,403.06>> as of 01/15/2026. Payment scenario does not include homeowner’s association fees, property taxes, mortgage insurance, or homeowner’s insurance.

$10,000 Price Reduction 

Scenario is an estimate only and based on a 700 FICO score on a 30-year loan (360 months) Conventional fixed rate mortgage at a sales price of $390,000 and loan amount of $370,500 95% LTV, rate of 6.75% and APR of 7.20% for a (30) day rate lock, which would result in a principal and interest payment of <<$2,529>> as of 01/15/2026. Payment scenario does not include homeowner’s association fees, property taxes, mortgage insurance, or homeowner’s insurance.

> Buy Down Rate

Scenario is an estimate only and based on a 700 FICO score on a 30-year loan (360 months) Conventional fixed rate mortgage at a sales price of $400,000 and a loan amount of $380,000 95%LTV, rate of 5.625% and an APR 6.05% for a (30) day rate lock with $12,825 seller paid concessions.  Which would result in a principal and interest payment of <<$2,187.49>> as of 01/15/2026. Payment scenario does not include homeowner’s association fees, property taxes, mortgage insurance, or homeowner’s insurance