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Mike Campbell

Mortgage Loan Originator | NMLS# 694846

Finding a home should be as simple as flipping on a switch. Getting a home loan shouldn't feel like it's you against the world. We work hard to share our knowledge and find the right home loan for you, so you're not left out in the dark.

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About Mike

Michael grew up in Gillette, Wyoming and moved to Colorado with his wife following their graduation from Campbell County High School. Originally starting out as a banker, Michael took great enjoyment in helping clients achieve their goals through mortgage lending. Whether it be assisting someone to stay in their current home or helping someone to fulfill their dream of owning their first home, watching the impact of mortgage lending in the lives of his clients has been a priceless experience.


Michael is best known by clients, family, friends and coworkers as being steadfast and consistent. He takes pride in being highly communicative throughout the process, while simultaneously doing whatever it takes to have the client’s best interests in mind. From clients needing down payment assistance or struggling with their credit score, he is highly reliable and dependable for getting the job done no matter the circumstances. However, what he feels to be one of the most important aspects of his work is cultivating relationships and having his clients leave the experience feeling like family. The feeling of excitement and relief on their face at the end of the process is what makes Michael passionate about his job.


Outside of work, Michael is dedicated to his family. He loves spending time with his wife Tracy and son Dalton. Together they enjoy time spent outdoors or camping. Michael enjoys watching his football teams, the Denver Broncos and Alabama Crimson Tide, in addition to watching his son play football as well. He has been involved with organizations such as Toys for Tots and Habitat for Humanity, but he looks forward to diving deeper into charitable contributions in the future. He hopes to be remembered as a man who cared about people and helped all he came into contact with.


On the weekend, you can likely find Michael gardening or enjoying a home improvement project, fishing, golfing or going to football games. He typically likes to end the weekend on his back patio Sunday afternoon with his family and two dogs, followed by a fire pit in the evening with a cold drink.

“

Mike was great! Wonderful at communicating, prompt, attentive to details, and had our best interests in mind. We enjoyed working with him and will again should the need arise.

Christina

“

Mike and his team are probably the most professional and attentive group I’ve ever worked with. From the initial offer, to our inspection, through appraisal, Mike was with me the whole step of the way. He gave me the heads up when they needed documentation and was attentive enough to tell me what to expect and when to expect it. 10/10 in my book there is none better!

Ryan

“

It was such a pleasure working in parallel with Mike Campbell on this transaction. His professionalism made for a great experience, as well as his kindness, his knowledge and expertise, and his consistent ability to clearly communicate to both myself and my client deadlines, required documents, and explaining any and all options needed to be successful throughout the loan process. I would greatly recommend him to any and all future clients. Thanks Mike.

Zackary

“

Mike was very helpful and easy to work with and answered all our questions in a very timely manner. We appreciated all his hard work to get our loan put thru when we needed it to be done.

“

Mike was great! Wonderful at communicating, prompt, attentive to details, and had our best interests in mind. We enjoyed working with him and will again should the need arise.

Christina

“

Mike and his team are probably the most professional and attentive group I’ve ever worked with. From the initial offer, to our inspection, through appraisal, Mike was with me the whole step of the way. He gave me the heads up when they needed documentation and was attentive enough to tell me what to expect and when to expect it. 10/10 in my book there is none better!

Ryan

15

years of experience

4.91%

online star rating

752+

client reviews

44

states licensed

Conventional Loans

Conventional loans at Luminate are a great option for many homebuyers since they are flexible as far as properties you can choose from, fees, and loan structures available.

FHA Loans

FHA loans are designed for low-to-moderate income borrowers who are unable to make a large down payment or have a less than ideal credit score. FHA loans are much easier for most homebuyers to qualify for.

VA Loans

Have you served in the military and are searching for a home loan that’s right for you? Because of your service history, you may be able to qualify for a VA home loan to make your home hunt easier.

USDA Loans

A USDA loan is a mortgage loan option offered to rural property owners by the USDA. This loan option is great for anyone living in the rural areas of the United States that may have a lower income.

Paint can and ladder in front of half painted wall

Ready to get started?

The home loan process doesn't have to be scary. Our team is here to help! All it takes is the following few steps:

  • 1. Tell Us About You

    Talk through your goals and timing, so that together we can decide which loan option is the best fit for you.

  • 2. Fill Out the Application

    Gather your financial details and complete your loan application to start the pre-approval process. We're always here if you have any questions.

  • 3. Get Pre-Approved

    Once your application and credit report have been reviewed, you will receive a pre-approval letter to get out there and start your home search.

  • 4. Start Shopping

    Now that you're outfitted with a pre-approval letter, your budget, and information about the loan process, you're ready to get out there an start shopping from a home.

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